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Need a home loan in Phoenix? VIP Mortgage is a premier lender in the area, committed to giving clients the best financial solutions so they can acquire their dream home and more. We understand that a house is one of the biggest purchases you will make in your lifetime, and that leaves very little room for incorrect assumptions and poor results stemming from uninformed decisions. Our professional standards dictate that getting a mortgage in Phoenix should always be a comfortable and hassle-free experience for you.

VIP Mortgage stands out among other companies by being a true in-house lender.  There’s no need to go skipping around town just to shop for loans, apply for one, and get it approved — we’ll take care of all that in one place so you can move into your new home or remodel your current house as soon as possible.

SERVICING     •     GILBERT     •     PHOENIX     •     TEMPE     •     MESA     •        SCOTTSDALE     •     AHWATUKEE     •     SURROUNDING AREAS

Our Services

World-class customer service is one of our core principles. This is why, at VIP Mortgage, we offer a variety of home loan services to meet our clients’ individual needs. These include:

Mortgage Refinancing – When you’ve paid off your first loan, you can get better interest terms and rates by refinancing your mortgage. This lets you enjoy greater savings through lower interest rates and even cash out your equity for fulfilling other financial goals.

Mortgage Rates – We offer two main types of interest rates for mortgages: fixed-rate and adjustable rate. There are advantages to applying for each one, and our mortgage experts will be more than happy to walk you through every detail and make a reliable recommendation.

Mortgage Lender Services – Our loan officers will accurately assess and provide solutions tailored to your financial history and lifestyle. Your home loan approvals are fast, efficient, and stress-free with us because we bring industry experience combined with high-level customer engagement to the table every time.

Mortgage Broker Services – Our expert mortgage brokers will help you find and negotiate the best home loan program available, whether it’s a new purchase or a refinance. We will guide you through every step of the process to ensure a successful loan application.

Best of all, being a true in-house lender means we accomplish loan origination, underwriting, processing, and funding all within our Gilbert office walls. This integrated process lets us deliver results to customers with the greatest efficiency for maximum satisfaction.


So why does that matter to you? To put it simply, it means we have the knowledge, resources and the experience to make sure your mortgage transaction is an ENJOYABLE one. Our in-house approach to lending allows us to close loans more quickly than traditional lenders. Plus, our volume allows us additional flexibility to give our customers the best rates. Last but not least, our Loan Officers have on average over 10 years of industry experience which means you are dealing with industry EXPERTS!

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Featured Articles
-Aaron B. -Aaron B.

Totally awesome and super helpful!!

-Michael J. -Michael J.

Timely answers to questions and constant movement towards completion of the loan process.

-Mathew G. -Mathew G.

Very knowledgeable and pleasant to work with. Offered excellent advice and saw to matters expeditiously.

-Lisa M.-Lisa M.

Mike Jones is always on top of things

And responds to my questions promptly He is a true professional and I will refer him to friends and family!

-Jennifer A.-Jennifer A.

Jeff, Cindy, and team were easy to work with

Communicated well, and were excellent to work with on our lightening-speed timeline!

-Freddie C. -Freddie C.

Leilani really took the time

To make sure everything was taken care of, was in contact with us constantly, took the stress out of the process. World Class.

-Jason G-Jason G

Mr. Herdman's constant professionalism

And experience made this difficult experience easy and painless. I cannot express enough gratitude with his efforts as well as his open communication.

-Meagan O-Meagan O

Everything went so quickly and easy.

The process was fantastic.

-Tristine C-Tristine C

Everyone is very pleasant and so helpful.

I would recommend their services to anyone.  They do a really fantastic job.

VIP Treatment

True to our name, we give all our customers the VIP treatment because we value the trust you place upon our knowledge and expertise. We are committed to delivering the best and most efficient results every time a customer consults us about their home buying and remodeling needs. Our one-on-one customer service gives us crucial insight to help us match customers with the best loan package or mortgage available.

As a leading mortgage company in Phoenix, this is our VIP guarantee: we utilize our combined industry knowledge and experience for a streamlined process, manned by friendly professionals using resources and transparency to help you make informed decisions.

Contact one of our home loan and mortgage professionals today, and we’ll help you find and own your dream home.

Welcome to VIP Mortgage — where mortgage services work for you, not the other way around.

Our mission is to help our clients live the American dream through easy, convenient, online application for home loans in Phoenix. We also offer refinancing options and provide client-focused service, ensuring that your goals and resolving any concerns are our top priorities. In addition, we are known throughout the state for our competitive rates and superior customer service.

As the preferred mortgage company in Phoenix, we also have a team of expert mortgage consultants who will work with you to find a home loan that meets your lifestyle and financial needs. Whether your loan is a new purchase or a refinance, they will make the process simple and straightforward.


We help first-time and experienced homebuyers alike in purchasing a new home. Together, we will find the appropriate loan for you, and help you save significantly up front and for years to come.

From application to closing, we make it stress free by walking you through the entire process.


Sometimes our priorities change-that’s why we offer refinancing to fit whatever life stage you are in. Whether this involves moving you to a different loan or lowering your current interest rate, we will assist you in finding the best possible route to pay off your mortgage in Phoenix.

We will also explain the benefits of refinancing, as well as the options available to you. You will understand the when, the why, and the how if you work with us.

Apply now and be part of our over 70,000 satisfied customers – now happy homeowners.

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