We offer a number of different loan programs to meet our borrower’s needs. Whether this is your first home purchase or you are a seasoned buyer, we can help. We are a direct lender with Fannie Mae, Freddie Mac, Ginnie Mae & Penny Mac. Plus, our customers benefit from having Processing, Underwriting, and Funding at one location. You will love working with a TRUE in-house lender!
Conventional
The “traditional” loan. Low rates, low down payment.
FHA
A great government-backed loan for first-time home buyers or those with higher debt to income ratios.
Adjustable Rate Mortgage (ARM)
Start off with a fixed rate for period of time and then turn into an adjustable rate.
Jumbo
For larger loan amounts-up to $2.5 million.
Refinance
For individuals who currently own a property and are looking to either improve their financial situation or take out cash from their property’s equity.
USDA
Rural financing with no down payment.
VA
A product tailored to individuals who are serving/have served in the military.
Home in 5
3.5% of the purchase price grant toward buyers closing cost/down payment.
HARP
For homeowners who owe more than the value of their home.
HUD-184 (Native American)
Financing exclusive to Native American & Alaskan Native tribal members
203K Dream Loan
Loans up to $31,000 above purchase price toward home repair or remodel.
Construction Loans
Loans to build your custom dream home
Investment
For those looking to finance property they don’t plan to occupy and will rent out to others.
1/2 Down
Financing up to 99.50% of purchase price.
Home Plus
5%-10% of the purchase price grant toward buyers closing cost/down payment.
Reverse
Allows borrowers 62 years and older to convert the equity in their home into cash.