How Employment Gaps and Changes Impact Mortgage Applications

Within the vast majority of mortgage application situations, one major area lenders will look at when assessing a potential borrower is employment history. For those who […]

Common Mortgage Closing Costs and How to Prepare

For those looking into a mortgage loan, there are several fees or costs that are generally paid near the end of the process, from the down […]

How Younger Adults Can Position Themselves for Homeownership

In many circles, particularly those comprised mostly of younger people, owning a home may seem like something that’s only for older adults. Because homeownership is often […]

Explanations for Underwriter Rejection of VA Loan Applications

At VIP Mortgage Inc., we’re proud to provide VA loans backed by the US Department of Veterans Affairs for service members, veterans and spouses as one […]

Primer on Rent Verification for First-Time Homebuyers

A high number of those in the market for a mortgage are first-time homebuyers, and those in this group may be new to certain elements of […]

Advice for Standing Out With Home Offers

At VIP Mortgage, we’re more than just a mortgage loan company. While we pride ourselves in offering you the highest quality mortgage lender services, we’re also […]

How to Speed Up the Mortgage Closing Process

Every homebuyer situation is different, from the mortgage rates they can afford to the type of home they’re looking for. Different buyers may also have different […]

Basics and Risks of Over-Inflated Home Appraisals

During any mortgage and home sale process, the appraisal is one of the most important basic considerations. This is the process of assessing the property to […]

Lowering Mortgage Payments Without Refinancing, Part 2

In part one of this two-part blog, we went over some of the options available to you for lowering your monthly mortgage payments without refinancing the […]

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